Disclaimer: This is a sponsored conversation written by me on behalf of SunTrust Bank. The opinions and text are all mine.
A Peek onto My Bucket List
The concept of a bucket list is rather newer to me. In fact, I had never heard of it until the movie “The Bucket List” came out. I’m not really the type of person who would actually make a list of things to do before I die. I had never considered it until I heard about the movie and had to figure out the meaning behind the name.
Even if you’re like me and don’t have an actual written bucket list, we all have things we want to do or accomplish, and the unspoken deadline is, of course, before you die. I love to travel, so one of mine is to go to New Orleans, Louisiana.
It may not be that exotic, but New Orleans is a historic city that radiates strength, determination, and character. I’m very interested in the city’s historic architecture, especially in the French Quarter, various historic districts, and area plantations. I’m also interested in their historic architecture of a different sort—their unique cemeteries with elaborate mausoleums. I want to find out more about their religious history, including checking out the Saint Louis Cathedral (the oldest in North America) and learning more about the city’s voodoo roots. After hearing about it the other day on a history show, I would like to see the three-headed statue of jazz pioneer Buddy Bolden. I’m a big fan of the show American Horror Story, so I would have to take a photo in front of the Buckner Mansion used last season. Although I do not condone all of the behavior during Mardi Gras, I would enjoy checking out the festivities, including Fat Tuesday.
Attacking Your Bucket List on a Budget
One thing that prevents me from doing everything on my bucket list is money. For example, travel is costly, so it must be something you plan ahead for. If you decide to make your goal a priority, it will become possible to find the money needed to achieve your dream. Here are some tips to make your dreams a reality without breaking your budget.
- Cut down on discretionary expenses. I’m a strong believer in paying all of my bills first and then only spending what’s left over. But if you’re looking to save for your bucket list goals, an easy way to do so is by slashing your discretionary expenses. Those expenses may be different for everyone, but for me personally, cutting down on eating out is the first thing I focus on. I cook during the week, but I like to eat out on weekends, which can get costly, even with coupons and discounts. Cutting back on dining out leaves money to apply towards saving for my travel goals.
- Set out a bucket list budget. When you’re saving towards a goal, you need to know how much is required to accomplish it. You should consider how much income you make, your routine expenses, how much it would cost to do your bucket list item, and how much you can devote on a regular basis to meet your goal. SunTrust Bank has created a great spreadsheet to simplify this budgeting process.
- Make some extra money and set it aside. When you’re saving up for something exciting, you can lessen the time required to achieve your goal by earning a little extra income. In addition to your normal 9-to-5, you may consider taking on additional part-time work that you enjoy. One of my favorite ways to earn extra money is by participating in surveys and focus groups. If you’re a blogger, you can make additional cash by completing sponsored posts or per-piece writing assignments. Other ways to earn could include babysitting, pet sitting, making and sell goods, or selling items you’re no longer using.
What’cha Gonna Do About It?
Whether you consider it your bucket list or not, I’m sure you have dreams and goals that you want to make a reality in your lifetime. So the question is: What are you willing to give up to cross some items off your bucket list? What steps are you going to take to stop dreaming and start living?
At SunTrust Bank, their purpose is lighting the way to financial well being. They help you get organized, make a plan, and stay on track so you can get and stay in control of your finances. When you are confident about your money, you can save for your goals and splurge knowingly on what matters most to you. To get started, visit suntrust.com/getorganized.
Please comment below and share how you have or plan to save up for your goals. Know someone who’s been doing a lot of dreaming, but not a lot of doing? Get them in gear by sharing this blog post with them! 😉
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